Terms of Service

We at Snepitech are committed to protecting your privacy and ensuring the confidentiality and security of your personal and business financial records. This Privacy Policy outlines our transparent standards regarding the collection, storage, use, protection, and disclosure of information when you download, install, or use the Daily Cashbook: Expense Khata mobile application (Google Play package name: com.snepitech.dailychalan) and related online services at https://www.dailychalan.com.

1. Local Data Storage & Offline-First Architecture

Daily Cashbook: Expense Khata is built with a privacy-first, local storage architecture:

• On-Device Local Storage: All cashbook entries, daily income and expense transactions, party balance ledgers, and category definitions created by you are stored directly in your mobile device's isolated, secure application sandbox storage.
• Full Offline Operation: You can manage your cashbooks, record hisab-kitab, and calculate running balances completely offline without an active internet connection. Your records remain private and accessible on your device at all times.
• Encrypted Cloud Sync (Optional/When Connected): When an internet connection is available and you are authenticated, your records are transmitted over an encrypted SSL/TLS connection to our secure cloud database, ensuring your data is backed up safely against device loss and can be synchronized across your authorized devices.

2. Information We Collect

To provide you with intuitive bookkeeping, ledger tracking, and cashflow management, Daily Cashbook: Expense Khata collects only the minimum information required for its core functionality:

• Personal Identification Data: When registering or creating an account, you provide basic contact credentials such as your mobile phone number (for secure OTP authentication) and optional profile details (such as your name and email address for customer support and recovery).
• Financial & Ledger Records: Financial information entered voluntarily by you, including daily income and expense transactions, cashbook account names, party/customer designations, category classifications (e.g., fuel, rent, inventory, groceries), transaction notes, payment modes (Cash, UPI, Bank Transfer), and transaction dates. All financial ledger records are created solely based on your explicit manual input.
• Device, Diagnostic & Usage Information: Technical data necessary for application stability and fraud prevention, including device model, operating system version, anonymous unique device identifiers, IP address, and standard application crash logs (via Google Play Services and Firebase Crashlytics).

3. Device Permissions & Access Disclosure

Daily Cashbook: Expense Khata requires minimal permissions and explicitly respects your privacy:

• Camera & Photo/Media Storage (Optional): Requested only when you explicitly choose to photograph or attach physical receipts, bills, invoices, or vouchers to an expense entry. You can use Daily Cashbook: Expense Khata with 100% of its bookkeeping features without granting camera or photo storage permissions.
• Internet & Network Access: Required to authenticate OTPs, securely back up your encrypted financial records, and synchronize your data with secure cloud storage when you are online.
• Zero Sensitive Permissions: We do NOT request, collect, or access sensitive device permissions:
  • No SMS reading (we never access or read personal or transactional SMS messages).
  • No Contacts access (we do not upload or read your address book).
  • No Location tracking (we do not collect GPS or fine location).
  • No Banking or UPI PINs (we are a digital ledger, not a payment gateway).
  • No Call logs or Microphone access.

4. How We Use Your Information

The information collected by Daily Cashbook: Expense Khata is used strictly to deliver and enhance the core services of the App:

• To manage your digital cashbooks, calculate balances, and track daily income and expenses.
• To generate detailed financial reports, balance sheets, and transaction statements in PDF and Excel formats.
• To synchronize data securely across authorized devices so your cashbooks remain accessible anytime.
• To authenticate your identity and protect your account from unauthorized access or fraudulent activity.
• To deliver customer support, respond to inquiries, and send critical service or security notices.
• To diagnose technical errors, fix app crashes, and improve the speed, stability, and reliability of Daily Cashbook: Expense Khata.

5. Data Sharing & Third-Party Disclosure

We do NOT sell, rent, trade, or monetize your personal or financial data to third-party advertisers or data brokers under any circumstances.

Your information is shared only under strict conditions that support the App's direct operation:

• Trusted Infrastructure Providers: We use industry-standard cloud and developer infrastructure (such as Google Play Services and Firebase) strictly for cloud hosting, secure database synchronization, user authentication, and crash reporting. These providers process data in encrypted format under strict confidentiality agreements.
• Legal Requirements: We may disclose information if required to do so by applicable law, regulation, subpoena, or valid legal governmental request.

6. Security & Encryption Safeguards

The security of your financial entries in Daily Cashbook: Expense Khata is of paramount importance to us. We implement multiple layers of physical, electronic, and procedural safeguards:

• Encryption in Transit: All data transmitted between the Daily Cashbook: Expense Khata mobile app and our servers is secured using modern Secure Sockets Layer (SSL) and Transport Layer Security (TLS 1.2/1.3) protocols (HTTPS).
• Storage Security: Data at rest is safeguarded using robust 256-bit AES encryption with role-based access restrictions.
• Authentication: Secure mobile OTP verification ensures that only authorized users can access their bookkeeping records.

While we employ commercially acceptable and industry-leading security practices, please note that no method of transmission over the Internet or electronic storage is 100% immune from unforeseen threats; however, we continuously audit our systems to ensure your records remain safe.

7. Data Retention & Account Deletion Policy

We retain your personal and financial ledger data only for as long as your account remains active or as needed to provide you with continuous cashbook services in Daily Cashbook: Expense Khata.

8. Children's Privacy

Daily Cashbook: Expense Khata is designed for business owners, professionals, and general consumers managing their daily finances. The App is not directed toward children under the age of 13 (or under 18 where required by local law), and we do not knowingly collect personal identifiable information from children. If you believe a minor has provided us with personal information, please contact us immediately, and we will delete such data from our servers.

9. Changes to This Privacy Policy

We may periodically update our Privacy Policy to reflect enhancements to Daily Cashbook: Expense Khata or adjustments in regulatory compliance. We will notify users of any substantial modifications by updating the “Last Updated” date at the top of this page. We encourage you to review this page periodically to stay informed about our data protection standards.

10. Contact & Entity Identification

If you have any questions, compliance inquiries, feedback, or requests regarding this Privacy Policy or your data in Daily Cashbook: Expense Khata, please contact our official developer team: